Legal Plans Can Help Protect Your Family
          
               How many times have you received shoddy
          merchandise or shoddy service for good money?  How many
          times has someone bumped into your car, causing a few
          hundred dollars damage?  How many times has someone
          tried to take advantage of you, and you were unable to
          do anything about it, because legal action, or even
          getting legal advice, would have been too expensive?
          
               This is not a problem for rich people, who can
          call a lawyer whenever they want to.  It is not even a
          problem for many poor people, who can get legal aid. 
          It is a problem for average, hardworking, middle-income
          Americans.
          
               But there is a solution -- legal protection plans.
          
               As simple and as necessary as they are, legal
          protection plans have not become available in the
          United States until quite recently.  Legal protection
          plans were introduced in Europe about 70 years ago, and
          over the years have become very common and popular in
          Europe. 
          
               Statistics indicate the average American faces a
          greater risk of being in court than in the hospital. 
          Annually, millions of lawsuits are filed in the United
          States and over one third of the population experiences
          problems with legal ramifications.  Unfortunately, most
          consumers in the greatest need of legal services do not
          seek help because they do not know how to select
          competent legal counsel and fear the cost of that
          counsel.  
          
               Pre-Paid Legal Services, Inc., formed in 1972,
          pioneered the legal plan industry in the United States. 
          It is now a large public company listed on the American
          Stock Exchange.  Their products are to attorney fees
          what prepaid medical plans are to doctor and hospital
          bills.  The company offers plans which make services
          available through a national network of independent
          attorneys under contract with the company.  In most
          states services include unlimited telephone
          consultations, legal correspondence on your behalf,
          will preparation and maintenance, legal document review
          (to protect you before you sign), motor vehicle
          violation defense, vehicle damage recovery, trial
          defense in civil actions, and IRS audit protection. 
          Depending on the state and the coverage selected, costs
          are in the range of $9.95 to $25 per month.
          
               For more information write to PPLS Information,
          P.O. Box 540, Upper Marlboro MD 20772.